AU Zenith+ Credit Card

Best mid-premium card for regular domestic and international lounge access

How to evaluate this travel card

Start with your real travel pattern: how often you fly, whether you use domestic or international lounges, how much you spend abroad and which airline or hotel partners you already use. Then compare the value you can realistically receive with the annual fee shown above. Rewards only help when their redemption options match trips you would book anyway.

Fee break-even

List the ₹4,999 + GST (waived from year two on ₹8L annual net retail spend) cost and subtract only the lounge, reward and travel benefits you expect to use in a normal year.

Travel fit

Check whether the Visa network, Check current schedule of charges forex terms and stated airline or hotel benefits fit your destinations.

Before applying

Confirm eligibility, welcome-benefit conditions, spend milestones, exclusions and the current schedule of charges on AU Small Finance Bank's site.

Annual Fee

₹4,999 + GST (waived from year two on ₹8L annual net retail spend)

Lounge Access

16 Domestic + 16 International visits/year (4 per quarter; international via Priority Pass)

Reward Rate

Up to 2 Reward Points/₹100 on dining, travel and international spends

Detailed Benefits

Joining Benefits: ₹5,000 brand voucher or 5,000 Reward Points on activation
Domestic Lounge Access: 16 Visits/year (4 per quarter)
International Lounge Access: 16 Visits/year (4 per quarter, Priority Pass)
Forex Markup: Check current schedule of charges
Airline Benefits: 4 airport meet-and-assist services/year (1 per quarter)
Hotel Benefits: Taj Epicure membership on qualifying milestone spend
Network: Visa

Frequently Asked Questions

Is AU Zenith+ Credit Card currently shown as active?

Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on AU Small Finance Bank's official page before applying.

What is AU Zenith+ Credit Card best for?

Best mid-premium card for regular domestic and international lounge access

Where should I verify the latest fees and benefits?

Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.

How should I judge whether AU Zenith+ Credit Card is worth its annual fee?

Compare the annual fee with benefits you will actually use, such as lounge visits, travel rewards, hotel privileges and forex savings. Do not count a benefit at full value if your normal travel pattern would not use it.

Do lounge visits always work without conditions?

Not necessarily. Issuers may apply quarterly limits, minimum-spend conditions, eligible-card variants or network rules. Check the latest issuer terms and confirm the lounge participates before travel.