HDFC Regalia Gold

Best entry-premium travel card (recently devalued)

Annual Fee

₹2,500 + GST (waived on ₹4L annual spend)

Lounge Access

3 Domestic/quarter (needs ₹60,000 prior-quarter spend, from 2026) + 6 International/year (Priority Pass, no spend condition)

Reward Rate

5 pts/₹200 (~1.25%, reduced from 4 pts/₹150 in May 2026)

Detailed Benefits

Joining Benefits: Welcome benefit vouchers (varies by offer)
Domestic Lounge Access: Up to 12 Visits/year (now spend-gated)
International Lounge Access: 6 Visits/year
Forex Markup: check current T&Cs
Airline Benefits: Boarding Edge flight-booking benefits
Hotel Benefits: Club Marriott membership
Network: Visa / Mastercard

Frequently Asked Questions

Is HDFC Regalia Gold currently shown as active?

Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on HDFC Bank's official page before applying.

What is HDFC Regalia Gold best for?

Best entry-premium travel card (recently devalued)

Where should I verify the latest fees and benefits?

Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.