IDFC FIRST Wealth Credit Card

Best lifetime-free travel card with low forex markup

Apply on Official Site Official Source

Annual Fee

Lifetime free

Lounge Access

2 Domestic + International/quarter (needs ₹20,000 spend in prior month) + 4 railway lounge visits/quarter

Reward Rate

10X pts/₹200 on dining, travel & international spends; 3X on UPI/retail above ₹2,000; 1X below

Detailed Benefits

Joining Benefits: —
Domestic Lounge Access: 8 Visits/year (spend-gated monthly)
International Lounge Access: 8 Visits/year (spend-gated monthly)
Forex Markup: 1.5%
Airline Benefits: —
Hotel Benefits: —
Network: Visa Infinite

Frequently Asked Questions

Is IDFC FIRST Wealth Credit Card currently shown as active?

Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on IDFC First Bank's official page before applying.

What is IDFC FIRST Wealth Credit Card best for?

Best lifetime-free travel card with low forex markup

Where should I verify the latest fees and benefits?

Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.