Back to card finder
SBI CardIRCTC SBI Card PremierVisa / RuPay
SBI Card
IRCTC SBI Card Premier
Best card for frequent train travelers
Annual Fee
₹1,499 + GST (waived on ₹2L annual spend)
Lounge Access
8 railway lounge visits/year (Delhi, Jaipur, Agra, Ahmedabad, Kolkata Sealdah)
Reward Rate
Up to 10% value back on IRCTC AC ticket bookings
Detailed Benefits
- Joining Benefits
- 1,500 reward points
- Domestic Lounge Access
- 8 railway lounge visits/year (no airport lounge access)
- International Lounge Access
- Not applicable
- Forex Markup
- check current T&Cs
- Airline Benefits
- Not applicable (rail-focused co-brand)
- Hotel Benefits
- —
- Network
- Visa / RuPay
Frequently Asked Questions
Is IRCTC SBI Card Premier currently shown as active?
Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on SBI Card's official page before applying.
What is IRCTC SBI Card Premier best for?
Best card for frequent train travelers
Where should I verify the latest fees and benefits?
Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.