Fee break-even
List the ₹350 + GST (waived on ₹50,000 annual spend) cost and subtract only the lounge, reward and travel benefits you expect to use in a normal year.

Standard Chartered Bank
Best ultra-low-fee entry travel card
Start with your real travel pattern: how often you fly, whether you use domestic or international lounges, how much you spend abroad and which airline or hotel partners you already use. Then compare the value you can realistically receive with the annual fee shown above. Rewards only help when their redemption options match trips you would book anyway.
List the ₹350 + GST (waived on ₹50,000 annual spend) cost and subtract only the lounge, reward and travel benefits you expect to use in a normal year.
Check whether the Visa network, check current T&Cs forex terms and stated airline or hotel benefits fit your destinations.
Confirm eligibility, welcome-benefit conditions, spend milestones, exclusions and the current schedule of charges on Standard Chartered Bank's site.
Annual Fee
₹350 + GST (waived on ₹50,000 annual spend)
Lounge Access
2 Domestic/year; no international Priority Pass (discontinued Oct 2024)
Reward Rate
EaseMyTrip travel vouchers & accelerated rewards on travel bookings
Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on Standard Chartered Bank's official page before applying.
Best ultra-low-fee entry travel card
Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.
Compare the annual fee with benefits you will actually use, such as lounge visits, travel rewards, hotel privileges and forex savings. Do not count a benefit at full value if your normal travel pattern would not use it.
Not necessarily. Issuers may apply quarterly limits, minimum-spend conditions, eligible-card variants or network rules. Check the latest issuer terms and confirm the lounge participates before travel.