Fee break-even
List the ₹1,000 + GST (waived on ₹1.5L annual spend, or via 4,000 bonus points) cost and subtract only the lounge, reward and travel benefits you expect to use in a normal year.
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Standard Chartered Bank
Standard Chartered Rewards Credit Card
Best no-frills entry-level card
How to evaluate this travel card
Start with your real travel pattern: how often you fly, whether you use domestic or international lounges, how much you spend abroad and which airline or hotel partners you already use. Then compare the value you can realistically receive with the annual fee shown above. Rewards only help when their redemption options match trips you would book anyway.
Travel fit
Check whether the Visa / Mastercard network, check current T&Cs forex terms and stated airline or hotel benefits fit your destinations.
Before applying
Confirm eligibility, welcome-benefit conditions, spend milestones, exclusions and the current schedule of charges on Standard Chartered Bank's site.
Annual Fee
₹1,000 + GST (waived on ₹1.5L annual spend, or via 4,000 bonus points)
Lounge Access
Not included
Reward Rate
Standard Chartered rewards on retail spends
Detailed Benefits
- Joining Benefits
- —
- Domestic Lounge Access
- None
- International Lounge Access
- None
- Forex Markup
- check current T&Cs
- Airline Benefits
- —
- Hotel Benefits
- —
- Network
- Visa / Mastercard
Frequently Asked Questions
Is Standard Chartered Rewards Credit Card currently shown as active?
Yes. Deal4Flight only creates public card pages for cards that are not marked discontinued in our travel-card list. Always confirm availability on Standard Chartered Bank's official page before applying.
What is Standard Chartered Rewards Credit Card best for?
Best no-frills entry-level card
Where should I verify the latest fees and benefits?
Use the official source link on this page. Fees, lounge access, spend gates and rewards can change without notice.
How should I judge whether Standard Chartered Rewards Credit Card is worth its annual fee?
Compare the annual fee with benefits you will actually use, such as lounge visits, travel rewards, hotel privileges and forex savings. Do not count a benefit at full value if your normal travel pattern would not use it.
Do lounge visits always work without conditions?
Not necessarily. Issuers may apply quarterly limits, minimum-spend conditions, eligible-card variants or network rules. Check the latest issuer terms and confirm the lounge participates before travel.